These Terms of Service govern your use of the Physicians Invest Community forum. By accessing or using the forum, you agree to these terms with Physicians Invest LLC.

Important Terms

These terms include significant provisions that affect your legal rights, including:

  • Disclaimers: The forum is provided “as is” without warranties.

  • Liability Limits: Our liability to you is strictly limited.

  • Indemnification: You agree to cover damages caused by your misuse of the forum.

  • Arbitration: You agree to resolve disputes through binding arbitration in Austin, Texas.

Conditions for Use

You must be at least 18 years old to use this forum. Your permission to use the forum is contingent upon your compliance with these terms and our professional Community Guidelines. We reserve the right to revoke access if these standards are not met.

Acceptable Use and Content Standards

You are expected to maintain professional decorum.

  • Prohibited Conduct: You may not use the forum for illegal acts, impersonation, or automated data collection (scraping).

  • Advertising: Unsolicited advertisements, “spam,” or unauthorized commercial solicitations are strictly prohibited.

  • Professional Standards: You may not submit content that is offensive, harmful, or infringes on intellectual property.

  • Confidentiality & HIPAA: You may not disclose confidential information or Protected Health Information (PHI). Any violation of patient privacy will result in immediate termination of access.

No Professional Advice

All content shared on this forum is for informational and educational purposes only. 1. No Financial Advice: Nothing here constitutes a recommendation to buy or sell securities. 2. No Medical Advice: Discussions regarding clinical practice do not establish a physician-patient relationship. 3. No Legal/Tax Advice: Consult with your own qualified professional before making financial, legal, or tax decisions. 4. No Relationship: Use of this forum does not create an advisor-client or attorney-client relationship.

Your Account and Content

You are responsible for all activity under your account. You must maintain a valid email address and a secure password.

  • Ownership: You retain ownership of the content you post.

  • License: By posting, you grant Physicians Invest LLC a non-exclusive, royalty-free license to copy, publish, and analyze your content to provide and improve the forum services.

  • Responsibility: You are solely responsible for the legality and accuracy of your contributions.

Enforcement and Termination

Physicians Invest LLC reserves the right to investigate violations, redact or delete content, and suspend or close accounts at our sole discretion. Either party may terminate this agreement at any time; however, provisions regarding liability, disclaimers, and disputes will survive termination.

Disclaimers and Limits on Liability

You accept all risk associated with using this forum. To the fullest extent permitted by law, Physicians Invest LLC and its suppliers provide the forum “as is” and without any warranty. Our total liability for any claim related to the forum is limited to $50.00 USD.

Disputes and Governing Law

These terms are governed by the laws of the United States and the State of Texas. Any dispute not resolved through informal discussion will be settled by binding arbitration through the American Arbitration Association (AAA) in Austin, Texas, on an individual basis.

Last Updated: February 3, 2026.